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    We and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. - Thu. or by 7pm CT Sun. Not every loan applications or extension requests are approved. Because of state and verification requirements, not all people for online loans may be approved for instant approval by us or third-party lenders. Some clients looking for payday loans or quick installment loans may be required to send additional documentation due to state regulations and qualification criteria.